Terms of Service

This page is maintained by Policy Reviewer to set out the terms for using the Policy Reviewer website and review service. Please read these terms carefully. By submitting a review request or using this site, you agree to these Terms of Service.

The service

Policy Reviewer connects you with a state-licensed specialist to review your life insurance policy. The review is informational and educational. We do not sell insurance products, accept premium payments, or act as your insurer, broker, or agent of record unless we separately agree to that in writing.

No insurance, legal, or tax advice

Any information provided during or after a review is general in nature and is not insurance, legal, tax, or financial advice. You should consult a qualified professional before making any decisions about your coverage, replacing a policy, or changing beneficiaries.

Information you provide

You agree to provide accurate and complete information when requesting a review. We rely on what you tell us to prepare for the review and to match you with the right reviewer.

No guarantee of savings or outcomes

We do not guarantee that a review will identify savings, lower premiums, or a better policy. Every policy and situation is different, and past results are not a promise of future outcomes.

Communications

By requesting a review, you consent to be contacted by Policy Reviewer and the assigned state-licensed specialist at the phone number or other contact information you provide. Contact may include calls, text messages, or emails for scheduling and review purposes.

Intellectual property

The content, branding, and materials on this site are owned by Policy Reviewer or its licensors and are protected by applicable intellectual property laws. You may not copy, reproduce, or distribute them without our prior written permission.

Limitation of liability

To the fullest extent permitted by law, Policy Reviewer and its specialists will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the site or review service.

Changes to these terms

We may update these Terms of Service from time to time. The updated terms will be posted on this page with a revised effective date. Your continued use of the site after any changes means you accept the updated terms.

Governing law

These Terms of Service are governed by the laws of the jurisdiction in which Policy Reviewer operates, without regard to conflict-of-law principles.

Contact us

If you have questions about these Terms of Service, please contact us using the information provided on our website.